QUESTION 9 Dense fog that increases the chance of an automobile accident is an example of a a. specu

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QUESTION 9 Dense fog that increases the chance of an automobile accident is an example of a a. speculative risk b. peril. C p QUESTION 9 Dense fog that increases the chance of an automobile accident is an example of a a. speculative risk b. peril. C physical hazard d. moral hazard. QUESTION 10 All of the following are characteristics of insurance EXCEPT a. risk transfer b. indemnification for fortuitous losses. C. risk avoidance. d. pooling of losses.

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